Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is one of the world’s largest health insurance schemes. The Ayushman Card offers financial protection to over 10 crore families in India, ensuring that everyone can access quality healthcare without worrying about the cost. If you’re wondering how to create an Ayushman Card, you’ve come to the right place. In this guide, we’ll walk you through the entire process step by step.
Table of Contents
Introduction
The Ayushman Bharat scheme, launched by the Government of India, offers a straightforward process for how to create Ayushman Card. The Ayushman Card acts as a key to unlock the benefits of this scheme, offering financial coverage for a range of medical treatments. If you’re eligible for this scheme, creating your Ayushman Card should be your top priority. This guide will provide a comprehensive step-by-step approach to help you navigate through the process.
What is the Ayushman Card?
Definition and Benefits
The Ayushman Card is an identification card that grants access to healthcare services covered under the Ayushman Bharat scheme. It ensures cashless treatment at empaneled hospitals and covers expenses up to ₹5 lakh per family per year. The card is crucial for individuals and families seeking affordable healthcare solutions.
Eligibility Criteria
To be eligible for the Ayushman Card, you must meet specific criteria:
- You must belong to a family listed in the Socio-Economic Caste Census (SECC) 2011.
- You should not possess a well-paying government job.
- Families categorized as economically weaker sections are given preference.
Documents Required for Ayushman Card
Personal Identification
Ensure you have your Aadhaar Card and Voter ID ready as they are essential for the application process.
Address Proof
Documents like the Ration Card or Utility Bills (electricity, water) serve as address proof.
Income Certificate
An Income Certificate is required to validate your eligibility based on economic criteria.
Step 1: Checking Eligibility for Ayushman Bharat
How to Check Eligibility Online
To verify your eligibility, visit the official Ayushman Bharat website and follow these steps:
- Enter your mobile number and captcha.
- Click on Generate OTP and authenticate.
- Enter your state and search by name, HHD number, or Ration Card number.
Verifying Your Name in the SECC 2011 List
Your name must be on the SECC 2011 list. If it’s not, you may not be eligible for the Ayushman Bharat scheme.
Step 2: Registering for the Ayushman Card
Online Registration Process
- Visit the Ayushman Bharat portal.
- Log in with your mobile number.
- Enter personal details like name, address, and family details.
- Submit the form for verification.
Offline Registration Process
- Visit your nearest Common Service Center (CSC).
- Provide necessary documents and fill out the application form.
- The CSC representative will verify your details and initiate the application process.
Step 3: Creating Your Ayushman Card
How to Apply Online
- Go to the Ayushman Bharat website.
- Log in with your credentials.
- Fill in the application form with accurate details.
- Upload required documents.
- Submit the application.
Visiting the Common Service Center (CSC)
If you prefer offline methods, visit your nearest CSC with all necessary documents. The staff will assist you in creating your Ayushman Card.
Step 4: Downloading the Ayushman Card
Online Download Process
- Log in to the Ayushman Bharat portal.
- Navigate to the Download Ayushman Card section.
- Enter your details and download the card in PDF format.
Downloading via Mobile App
You can also download the card through the Ayushman Bharat Mobile App, available on the Google Play Store.
Step 5: Linking the Ayushman Card to Aadhaar
Importance of Linking with Aadhaar
Linking your Ayushman Card with Aadhaar ensures seamless access to healthcare services and helps prevent fraud.
How to Link Aadhaar with Ayushman Card
- Log in to the Ayushman Bharat portal.
- Go to the Link Aadhaar section.
- Enter your Aadhaar number and verify with OTP.
How to Use the Ayushman Card
List of Empaneled Hospitals
The Ayushman Card can be used at any of the empaneled hospitals under the scheme. For a list of these hospitals, visit the Ayushman Bharat Hospital List.
Steps to Avail Treatment
- Present your Ayushman Card at the empaneled hospital.
- The hospital will verify your eligibility.
- Avail of the treatment without any cash transactions.
Benefits of the Ayushman Card
Coverage Details
The Ayushman Card provides coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
Health Services Provided
Services include pre-hospitalization, post-hospitalization, day-care procedures, and critical illness cover.
Common Issues in How to Create Ayushman Card and Solutions
What to Do if Your Ayushman Card Application is Rejected
If your application is rejected, you can reapply after resolving the issues or seek help from the Ayushman Bharat Grievance Cell.
How to Resolve Technical Issues
For technical issues during the application process, contact the Ayushman Bharat Helpdesk at 1800-111-565.
Conclusion
Now that you know how to create Ayushman Card, take action today to secure your health coverage. Creating an Ayushman Card is a crucial step toward securing your health and that of your family. By following this step-by-step guide, you can easily navigate the application process and start benefiting from one of the largest healthcare schemes in the world. Don’t delay; apply today and take the first step toward a healthier future.
FAQs
- How to update details on the Ayushman Card?
- You can update your details by visiting the Ayushman Bharat portal or a nearby CSC.
- Can the Ayushman Card be used across India?
- Yes, the card is valid across all empaneled hospitals in India.
- Is the Ayushman Card renewable?
- The Ayushman Card does not require renewal. It remains valid as long as the scheme is in operation.
- How to check the status of the Ayushman Card?
- Check the status on the Ayushman Bharat portal using your registered mobile number.
- What is the helpline number for Ayushman Bharat?
- The helpline number is 1800-111-565.
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